David BernsteinAlternatives to Biden Student Debt Relief ProposalsIntroduction: The proportion of students leaving school with debt, the average debt load of students, and the number of older workers…Jan 13, 2023Jan 13, 2023
David BernsteinAn Evaluation of the Biden-Harris Health Care Plan — Finance MemosIntroduction:Jan 18, 2021Jan 18, 2021
David BernsteinOverview of Health Insurance ProblemsThe health insurance system in the United States is in crisis. The Affordable Care Act (ACA) reduced the number of Americans without…Nov 16, 2020Nov 16, 2020
David BernsteinThe Individual Mandate and the Future of the ACAThe 2017 Tax Reconciliation Act repealed fines for violating the individual mandate and created a set of legal and economic problems…Nov 9, 2020Nov 9, 2020
David BernsteinIs it time to merge employer-based and state exchange insurance markets?The Affordable Care Act (ACA) created state-exchange health insurance markets to allow access to health insurance for people with…Oct 29, 2020Oct 29, 2020
David BernsteinImplications of the ACA Supreme Court CaseThe Trump Administration presented an amicus brief before the Supreme Court arguing the entire ACA is now unconstitutional because…Oct 14, 2020Oct 14, 2020
David BernsteinHealth Care Reform and the Tax CodeMany problems with health insurance markets in the United States are associated with aspects of the tax code.Oct 7, 2020Oct 7, 2020
David BernsteinTrump Administration Health Care PolicyHealth care reform and the future of the Affordable Care Act are on the ballot in 2020, just as in 2018. This memo contains several…Sep 8, 2020Sep 8, 2020
David BernsteinThe Politics of Student DebtThere are two distinct lanes in the Democratic party. The progressive lane gravitates towards big ideas, which if implemented would…Mar 13, 2020Mar 13, 2020
David BernsteinThe 15 percent delegate allocation rule & Super TuesdayBernie Sanders may get virtually all of the delegates in California and a very large proportion in Texas on Super Tuesday with around 30…Feb 27, 2020Feb 27, 2020
