Overview of Health Insurance Problems

The health insurance system in the United States is in crisis. The Affordable Care Act (ACA) reduced the number of Americans without health insurance coverage but still left many households without coverage or substantially underinsured. The number of uninsured started increasing as soon as President Trump replaced President Obama and more recently skyrocketed due to the economic showdown caused by the COVID epidemic. The number of people with insurance who are underinsured and face substantial financial exposure is larger than ever and problems associated with inadequate health insurance…